Article provided by Insurastore.com
When choosing a self storage provider you need to have peace of mind that your possessions are protected should the worst happen. Self storage insurance covers your home and business contents whilst they are in storage. However some insurance providers offer more comprehensive insurance cover than others.
Why do I need self storage insurance?
Thousands of people choose to store their home contents, business stock, tools and machinery in self storage units but many do not realise that their goods are not covered by the self storage facility’s business
insurance automatically. If you think about it, this makes logical sense – insurance providers cannot quote for insurance cover when they do not know what is being stored or the value of the items.
What about my household insurance?
Most household insurance policies only cover your goods whilst they are at your home address. They very rarely cover goods in transit or temporary storage. Most people wouldn’t consider not having home contents insurance even though they do not expect to claim. Self storage insurance provides you with similar peace of mind and cover for your valuables whilst they are in storage.
My choice of self storage facility is very secure
Whilst your chosen self storage facility may be well protected with perimeter fencing, CCTV and alarm systems to protect customer belongings from theft, nowhere is infallible and there are other perils your items could be exposed to including flood and fire.
My self storage provider has offered me insurance
Many self storage providers offer customers their own insurance cover. However you can shop around and find comprehensive cover at competitive prices from independent providers, like Insurastore.com, who specialise in self storage insurance. Not all insurance policies are equal, for example Insurastore.com also cover goods in transit to and from the self storage facility.
My self storage provider doesn’t offer insurance – how can I protect my goods?
If the self storage provider doesn’t offer insurance cover, firstly check it isn’t because they have been refused as a result of security concerns, flood or arson risks. Independent self storage insurance providers like
Insurastore.com check out every site they cover on your behalf so when you purchase cover from them, you know your choice of facility comes up to the standard expected and, should the worst happen, you have peace of mind knowing you are covered.
Who are Insurastore.com?
Insurastore.com are one of the UK's leading self storage insurance providers. They are authorised and regulated by the Financial Conduct Authority and underwritten by Royal Sun Alliance. Insurastore.com policies cover home and business contents at over 1700 self storage sites across the UK.
With Insurastore.com, you can manage your policy online 24 hours day, 365 days a year and can amend the value of your goods insured and the period you are covered for. This means you only have to pay for the cover you need and can cancel your policy at any time.
An Insurastore.com self storage insurance policy will cover physical loss or damage to the property covered arising from the named threats including:
- Fire, explosion and lightning
- Storm, flood, sprinkler leakage and burst pipes
- Malicious damage
- Moth, insect and vermin
- Aircraft, earthquake, riot and civil commotion
- Impact by road vehicles